Insurance Term:

Wind or Hail Deductible

Wind or Hail Deductible

A wind or hail deductible is a separate, higher deductible that applies to loss due to wind or hail. This means you would pay the deductible before the insurer would pay for any damages to your property caused by wind or hail. This deductible is most common in tornado-prone states, such as Texas, Oklahoma, Kansas, Nebraska, and Ohio.


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