Hired and non-owned auto insurance gives liability coverage for property damage and bodily injuries caused by you or your employees while driving for business using a personal or rented car. It also covers defense costs, such as attorney fees or settlements. Coverage can be added to a general liability insurance policy.
Hired autos include vehicles a business leases, rents, or borrows and uses for business purposes.
Non-owned autos are vehicles owned by employees that are used for company business, such as errands.