Electronic data processing (EDP) insurance typically covers loss or damage to computers, media (such as a disc), and data due to perils such as mechanical breakdown, electrical disturbance, power surge or changes in temperature and humidity. EDP insurance can be purchased on its own or be added to a property or package policy as an endorsement.
Electronic data processing equipment includes hardware that accumulates, processes, and stores data. Examples include computers, laptops. smartphones, networks, servers, hard drives, and survey equipment.